Gift Registry Terms

1. Overview

QuikRSVP's Gift Registry allows couples ("Registry Owners") to create online registries where guests ("Contributors") can give monetary gifts via credit/debit card. This service is powered by Stripe, Inc., a third-party payment processor.

2. For Registry Owners

2.1 Stripe Connected Account

To receive gift contributions, you must create a Stripe Connected Account. By doing so, you agree to:

• Stripe Connected Account Agreement: https://stripe.com/legal/connect-account
• Stripe Terms of Service: https://stripe.com/legal
• Stripe Privacy Policy: https://stripe.com/privacy

2.2 Verification Requirements

Stripe requires identity verification to comply with financial regulations. You will need to provide:

• Full legal name and date of birth
• Residential address
• Government-issued ID (passport, driver's license, etc.)
• Bank account information for receiving payouts
• Tax identification number (SSN, TIN, or equivalent)

2.3 Payouts

Each gift contribution is transferred to your connected account approximately 7 days after it is received — a security hold that allows fraudulent or disputed contributions to be identified before funds are released. The hold applies per contribution on a rolling basis, so gifts keep arriving continuously rather than being held until after your event. From your connected account, funds then reach your bank on Stripe's payout schedule:

• Security Hold: approximately 7 days from the contribution before transfer
• Standard Payouts: a further 2-7 business days from your connected account to your bank
• Payout Currency: Funds are converted to your local currency if different from the contribution currency
• Minimum Payout: Subject to Stripe's minimum payout thresholds

We may delay or withhold a transfer where a contribution is disputed, suspected to be fraudulent, or subject to a refund.

2.4 Fees

Fee Type	Amount	Charged To
Stripe Processing Fee	~2.9% + $0.30 per transaction (varies by country)	Deducted from contribution
QuikRSVP Platform Fee	As displayed when enabling registry	Deducted from contribution
Currency Conversion	Stripe's conversion rate (if applicable)	Deducted from payout

2.5 Your Responsibilities

As a Registry Owner, you agree to:

• Provide accurate personal and banking information
• Use the registry for legitimate gift-receiving purposes only
• Not create fake or fraudulent registries
• Accept responsibility for disputes with contributors
• Comply with all applicable tax laws regarding received gifts

2.6 Prohibited Activities

You may NOT use the gift registry for:

• Fraud, scams, or deceptive practices
• Money laundering or illegal money transmission
• Fundraising for illegal activities
• Any purpose prohibited by Stripe's Acceptable Use Policy

3. For Contributors (Gift Givers)

3.1 Making Contributions

When you contribute to a registry, your payment is processed by Stripe. Your card will be charged immediately, and funds will be transferred to the registry owner after processing.

3.2 Payment Security

All payments are processed securely by Stripe. QuikRSVP does not store your full credit card information. Payment data is encrypted and handled according to PCI-DSS standards.

3.3 Refunds

Exceptional circumstances where refunds may be considered:

• Fraudulent registry (not associated with a real event)
• Duplicate charges due to technical error
• Unauthorized use of your payment method (report to your bank)

To request a refund, contact support@quikrsvp.com with your transaction details.

3.4 Chargebacks

If you dispute a charge with your bank (chargeback), the registry owner may have the amount deducted from their account. We encourage you to contact us directly before initiating a chargeback.

4. Disputes Between Parties

QuikRSVP acts as a platform connecting registry owners and contributors. We are not a party to the transaction between you.

• We do not guarantee the legitimacy of any registry
• We are not responsible for disputes between owners and contributors
• We may assist in investigating potential fraud at our discretion

5. Tax Information

5.1 Payment Processing & Reporting

Contributions received through QuikRSVP's gift registry are processed via Stripe, a third-party payment processor. When you create a Stripe Connected Account to receive funds:

• Stripe may be required to report payment transactions to tax authorities
• In the United States, this may include issuing 1099-K forms to account holders who meet certain thresholds (currently reported to the IRS)
• Similar reporting requirements may exist in other jurisdictions
• You may receive tax forms from Stripe directly, depending on your transaction volume and location

5.2 For Registry Owners

As a Registry Owner receiving contributions, you acknowledge and agree that:

• Tax Responsibility: You are solely responsible for determining whether contributions received constitute taxable income in your jurisdiction
• Reporting Obligations: You are responsible for reporting any income to appropriate tax authorities as required by law
• Record Keeping: You should maintain records of all contributions received for tax purposes
• Professional Advice: We strongly recommend consulting a qualified tax professional or accountant regarding the treatment of funds received through your registry

Note on Gift Tax: While personal gifts from individuals may not be considered taxable income to the recipient in many jurisdictions (the gift tax, if applicable, typically falls on the giver), the processing of funds through a payment platform may trigger reporting requirements that you must address on your tax return. This does not necessarily mean the funds are taxable, but you must properly document and report them.

5.3 For Contributors

Gift contributions to a personal registry are generally not tax-deductible as charitable donations because:

• Registry owners are typically individuals, not registered charities
• Personal gifts do not qualify for charitable deductions

If you require a tax deduction for your contribution, please consult a tax professional about alternative giving options.

5.4 No Tax Advice

QuikRSVP, its employees, and affiliates are not tax advisors. Nothing in these terms or on our platform should be construed as tax, legal, or financial advice. For guidance specific to your situation, please consult qualified professionals in your jurisdiction.

6. Service Availability

The gift registry feature is available in countries supported by Stripe Connect. Availability may be limited in certain regions. We reserve the right to restrict access based on geographic location or regulatory requirements.

7. Termination and Suspension

We reserve the right to suspend or terminate registry accounts that:

• Violate these terms or our general Terms of Service
• Are associated with fraudulent activity
• Receive excessive chargebacks
• Violate Stripe's terms of service

Upon termination, pending payouts may be held for up to 90 days to cover potential chargebacks.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• QuikRSVP is not liable for lost, delayed, or failed payments
• We are not responsible for Stripe's actions or service availability
• We are not liable for disputes between registry owners and contributors
• Our total liability shall not exceed the platform fees collected from your account

9. Changes to These Terms

We may update these Gift Registry Terms from time to time. Material changes will be communicated via email or through the service. Continued use of the registry feature after changes constitutes acceptance.

10. Contact Us

For questions about the gift registry or these terms:

• Email: support@quikrsvp.com
• Stripe Issues: Visit Stripe Support

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By using QuikRSVP's gift registry, you acknowledge that you have read and agree to these terms.